GM Loan operates as a licensed financial entity under the supervision of the Ministry of Housing and Local Government (KPKT). Our company, Glamour Mortgage & Loan Sdn. Bhd. (Registration Number: 202001006914 / 1363234-T), is an approved “Community Credit” provider by KPKT. With expertise in the financial sector, we pride ourselves on serving customers across Malaysia. To address dynamic market changes, we have introduced online loan services with a fully digital process for registration, disbursement, and repayment—ensuring a smooth and efficient loan experience. Eligibility To apply for GM Loan: Applicants must be Malaysian citizens aged 18 and above. Minimum loan amount: RM1,000. Required Documents For Salaried Employees: Selfie holding your MyKad. Original MyKad (front and back). Latest 3 months' salary slips. Latest 3 months' bank statements. Proof of residence (e.g., utility bill). Latest tax documents or EPF statement. For Self-Employed Individuals: Selfie holding your MyKad. Original MyKad (front and back). Latest 6 months' bank statements and proof of income. Proof of residence (e.g., utility bill). Latest tax documents or EPF statement. How to Apply for a Loan Online Download the GM Loan mobile app from the App Store or Google Play Store. Register and open a new account with your phone number and personal details. Verify your account through e-KYC. Enter the loan amount and tenure. Submit the required documents. Accept the loan offer. Complete an online affidavit recording (via pre-recorded or live video meeting). Digitally sign the loan agreement. Fees & Charges Administrative Fee: RM 50 Stamp Duty: 0.5% of the loan amount Interest Rate: 12%–18% (subject to terms) Wakalah Fee: RM 10 Loan Calculator Example Loan Amount: RM 1,000 Annual Interest Rate: 18% Tenure: 12 months Monthly Installment: RM 98.33 Total Repayment: RM 1,180